Invest in a CD at 1st Source Bank

Personal Banking

Invest in a CD at 1st Source and earn high interest without risk

Invest in a CD

Earn High Interest Without Risk:
Certificates of Deposit with 1st Source Bank

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Professional financial planners agree that it is more important than ever to include Certificates of Deposit in your portfolio when you are investing money for the future. It is important to have investments you can count on.

Flexible Internet CDs let you choose terms ranging from seven days to six years. Interest rates are guaranteed for the term and insured up to $250,000 through December 31, 2009 by the FDIC.

1st Source Bank is offering the following Certificates of Deposit to Internet users:

7 day	0.25% APY	$25,000 minimum
32 day	0.5% APY	$2,500 minimum
91 day	1.26% APY	$2,500 minimum
182 day	2.01% APY	$2,500 minimum
1 year	2.25% APY	$500 minimum
18 month	2.5% APY	$500 minimum
2 year	3% APY	$5,000 minimum
3 year	3.25% APY	$500 minimum
4 year	3.5% APY	$500 minimum
5 year	4% APY	$500 minimum
6 year	4.15% APY	$500 minimum

Yes, I would like to open a CD

For more information call 1-888-258-3150

Please note the following regarding our Internet CDs:

We offer CD specials that feature a special term and rate. The maturity process for these CDs is different than CDs with our standard terms. If you do not redeem a CD special, and do not contact us, the CDs will automatically renew as follows:

3 month CDs will renew at the current 32 day APY
30 month CDs will renew at the current 2 year APY

If you would like to renew your CD at the current 3 month or 30 month APY listed in the chart above, please mail or fax a letter of instruction with your signature. Our fax number is 574-235-2522 and our address is:

1st Source Bank
Attn: Direct Banking Department
205 W. Jefferson Blvd.
Suite 404
South Bend, IN 46601
Calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts.

The APY is effective as of December 31, 2008. There is a $500.00 minimum deposit required to open a CD, special offers may require more. Applications should be mailed and postmarked on the date that you apply. The postmark date will lock in the rate shown on our website. Rates are subject to change at anytime. Simple interest will be accrued daily based on a 365 day year; 366 days in a leap year. Per your request, interest may be paid by check or credited to another 1st Source Bank deposit account for Certificates equal to or greater than $2,500.00. There is a substantial penalty for early withdrawal from a CD. This offer applies only to personal CDs with balances up to $100,000.00. Additional paperwork is required to open an IRA/CD. This offer may not be used in combination with any other offer and may be purchased with U.S. dollars only. CD rates advertised on the Internet may not be available in 1st Source Banking Centers. Please click here to view 1st Source Bank's complete Terms and Conditions.